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Sandpiper Capital is a Registered Investment Adviser providing custom fiduciary asset management services for individuals and institutions. Investment accounts target a range of long term goals that include the following specific investment attributes: Preservation of Principal, Conservation, Growth & Income, Growth and Performance. Portfolios are typically comprised of individual securities as well as exchange traded or no-load mutual funds and annuities. Every account is strictly tailored to each clients particular risk tolerance and personally managed by a Chartered Financial Analyst using a combination of proprietary and third party allocation models specifically designed to identify, anticipate and mitigate market risk. Daily operational controls target both risk and expense reduction in a continual effort to increase long term net returns to the client. Annual management fees scale from .25% to 1% depending upon account size, with total average annual costs including trading and exchange fees averaging, to date, less than .65%. From Sandpiper Capital